In today’s challenging economy, where jobs are unavailable or individuals are under-employed, mounting debt can begin to feel unmanageable and overwhelming. The Famiglietti Law Firm helps you take control of your debt so you can take control of your life.
Experts in debt analysis
At the Famiglietti Law Firm, we listen to your needs and thoroughly analyze your case to determine if bankruptcy is the best option for you. We review your debts, income, and expenses, and explain the potential impact of bankruptcy. If bankruptcy is the right choice for you, Attorney Famiglietti will answer all your questions about the bankruptcy process and the outcomes you should expect. Our pragmatic approach to bankruptcy prepares you for what comes with it.

Reprieve through the "automatic stay"
Creditors’ aggressive collection methods unfairly compound the stress of escalating debt. You can put an end to the constant harassing phone calls and letters meant to intimidate you into paying debts you cannot afford. As soon as you or your business files for bankruptcy, the automatic stay arises and creditors must immediately stop collections efforts, including those distressing letters and phone calls - all action against you and your property and accounts is imediately halted. The successful completion of your bankruptcy case will discharge (permanently eliminate) your scheduled debts.

Your bankruptcy options
Chapter 7 bankruptcy — If you and your spouse own relatively few assets, a moderate amount of home equity and do not have excessive income, Chapter 7 bankruptcy grants you relief from debts without any repayment plan. Because many household and personal items are exempt, you can make a fresh start without losing ANY property, and with limited disruption to your life. Upon retaining our firm, we "take the ball and run with it", giving you the sense of relief that your situation is being professionally handled.

Chapter 13 bankruptcy — If you are at risk of losing your home and have missed many payments, you can stop lenders from foreclosing through a Chapter 13 bankruptcy repayment plan. Or if you and your spouse make higher incomes (and may not be eligible for a Chapter 7),  but sudden illness, job loss or other unexpected circumstances have interfered with your ability to pay your debts, Chapter 13 bankruptcy permits you to pay off  a percentage of your debts over an extrended period.

Contact a bankruptcy attorney you can trust
Call The Famiglietti Law Firm at 770-794-8005 or contact us online to schedule your free bankruptcy consultation. The Famiglietti Law Firm is located in Marietta, Georgia and serves clients throughout Cobb, Cherokee, Paulding, Douglas, Fulton and other counties in personal and small business bankruptcy cases.